Insurance & Financing Options
Payment Options
For your convenience, we accept cash, checks, money orders, and most major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.
Care Credit
Let us know if you are interested in applying for Care Credit, a California Dental Association - endorsed company the may extend financial credit to you for your dental treatment. We can assist you.
Insurance
As a service to our patients, our practice accepts most dental insurance programs, including indemnity (traditional), PPO, and some managed care (DHMO) plans. Some of the insurance carriers we are in-network providers for are:
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Aetna Dental
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Delta Dental PPO
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Lincoln Benefit Life
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Ameritas
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Delta Dental Premier
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MetLife
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Anthem / Blue Cross
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DenteMax Network
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Nippon Life
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Blue Shield of California
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First Dental Health (FDH)
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Principal Financial
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Cigna Dental
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Guardian Dental
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UnitedConcordia
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Dental Benefit Providers Network
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Humana
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UnitedHealthcare
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Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.
When out-of-network, the fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees.
When in-network, the fees charged for services rendered to those who are insured are the fees negotiated for the insurance plan. Any non-covered procedures by your plan fees will be the usual and customary fees charged to all our patients for similar services.
You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months. If you have any questions about the plans we accept or to make financial arrangements please contact our office.